People Capital is revolutionizing student lending with a new credit risk methodology. For students - who have short or no credit history - the FICO® score is unlikely to be an appropriate measure of credit risk. Built on rigorous academic research by leading labor economists, our Human Capital Score™ calculates future income potential by including variables such as GPA, standardized test scores, college and major. Subscribers have the ability to create multiple scenarios using these variables and compare the Human Capital Score and future incomes of each. Click here to see a sample.
We do not verify the information you enter, by accessing the Calculator you agree that the site is provided for informational purposes only and that the results should not be relied upon. We encourage you to use the site and send any and all feedback to HCSfeedback@people2capital.com.